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If you receive SSI or SSDI, it is crucial to track and report your income!
Here in greater Chicago, and (I expect in many other densely urban settings) we frequently think of distance in terms of time. When I am...
Alexandra Baig, CFP®
Apr 14, 20225 min read
104 views
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Why you might want to be part of a "special group of former SSI recipients".
“Former” can signify respect—“Former president”, or “Former Olympic athlete”. Or nostalgia—“Former member of the rock band Journey” or...
Alexandra Baig, CFP®
Apr 5, 20225 min read
117 views
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The importance of being early:
The plot of the Oscar Wilde comedic play “The Importance of being Earnest” revolves around the romantic advantages that accrue to a...
Alexandra Baig, CFP®
Mar 29, 20224 min read
66 views
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529, ABLE or both for your child with a disability?
When my sons are not playing video games, they like things with wheels. Last summer, we got them larger mountain-type bicycles. They...
Alexandra Baig, CFP®
Mar 23, 20226 min read
984 views
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Supported decision-making is now a legal process in Illinois. Just what is it?
The word “guardian” in the popular lexicon has both positive and negative connotations. The “Guardians of the Galaxy,” in the Marvel...
Alexandra Baig, CFP®
Mar 16, 20224 min read
69 views
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Your heart should react. Your financial plan should not.
Horrifying pictures of dead children on hospital stretchers, covered with blood-soaked sheets. Disturbing photos of burnt-out...
Alexandra Baig, CFP®
Mar 7, 20225 min read
57 views
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Make the transition years count for your student with a disability
As a financial and benefits planner for people with disabilities and their families, I am excited when clients first come to work with...
Alexandra Baig, CFP®
Jan 20, 20225 min read
70 views
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How you save for retirement now affects your future financial and tax health
My late grandmother once said: “They didn’t have cholesterol when I was a girl!” in response to some family member trying to discourage...
Alexandra Baig, CFP®
Dec 6, 20215 min read
79 views
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It takes a team to make your financial plan successful
Before I worked as a financial planner, I was the executive director of L’Arche Chicago, the small local chapter of an international...
Alexandra Baig, CFP®
Nov 5, 20214 min read
75 views
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It is easiest to apply for Social Security and Medicaid immediately at age 18
Every time I use a certain gas station near my children’s school, I am prompted to scan my rewards card. Since I don’t have one, I am...
Alexandra Baig, CFP®
Oct 28, 20216 min read
211 views
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Your pension might reduce the Social Security benefits that your adult child receives
My own children as well as some of the students that I teach are getting excited for Halloween. Besides free candy, the attraction of...
Alexandra Baig, CFP®
Oct 1, 20214 min read
133 views
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A good DSP (Direct Support Professional) is a valuable find
September 12-18, 2021 is Direct Support Professionals’ (DSPs’) week. If you are a person with a disability, who needs support or are the...
Alexandra Baig, CFP®
Sep 17, 20215 min read
92 views
1 comment

The challenge of counting earned, unearned and in-kind income for Social Security purposes
Although I probably found him a bit frightening as a toddler, one of my favorite Sesame Street characters, in reminiscence, is Count von...
Alexandra Baig, CFP®
Aug 25, 20215 min read
65 views
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Medicaid Waivers: A (Partial) Backstory
I am a big fan of Star Trek and have watched every series from the reruns of the original series that fueled my childhood imagination to...
Alexandra Baig, CFP®
Aug 16, 20215 min read
80 views
0 comments


Some long and winding roads...to Medicaid eligibility
The “Rerouting” function on my GPS is alternatively really helpful and impossible. Sometimes, when I miss a turn or misinterpret a step,...
Alexandra Baig, CFP®
Aug 6, 20215 min read
182 views
0 comments


Several roads lead to Medicaid eligibility
When they bike, my kids conflate “shortcut” with “alternate route”. I have given up explaining that if you start at the same place, end...
Alexandra Baig, CFP®
Jul 29, 20214 min read
91 views
0 comments

Entrepreneurship can be a necessity for people with disabilities
This article just showed up in my Facebook feed. While I do not know this family’s backstory, I strongly suspect that the father’s...
Alexandra Baig, CFP®
Jul 22, 20214 min read
114 views
0 comments


For workers with disabilities, saving for retirement can feel like trying to solve a Rubik's cube...
My younger son likes to play with his Rubik’s Cube. Yes, I mean that same multi-colored cubic puzzle that debuted in the seventies. So...
Alexandra Baig, CFP®
Jun 25, 20216 min read
62 views
0 comments


How does a la carte Traditional Medicare compare to Medicare Advantage, the combo meal?
The question “Do you want fries with that?” has become a shorthand phrase, synonymous with the fast-food industry. So much so that it is...
Alexandra Baig, CFP®
May 21, 20215 min read
130 views
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It's not about special needs, but rather specialized knowledge
One of our four chickens is a rescue hen named Henrietta. She lived the first year or so of her life on an egg farm. It is not uncommon...
Alexandra Baig, CFP®
May 14, 20215 min read
53 views
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